FSA Open Enrollment Dates November 1-December 8, 2025, 11:59 pm EST
Program Overview
The Flex Spending Account (FSA) is a valuable benefit available to NYS employees that helps you
save money by allowing you to pay for eligible expenses—such as health care, dependent care, or adoption-related costs—with pre-tax dollars. By reducing your taxable income, you take home more
of your paycheck. It’s a simple and effective way to get more out of your benefits and keep more money in your pocket! The FSA offers three negotiated benefits to State employees: Health Care Spending Account (HCSA), Dependent Care Advantage Account (DCAA), and Adoption Advantage Account (Adoption).
FSA Calculator
Calculate Your Contribution and Your Savings
Estimate your out-of-pocket health care and dependent care expenses for the year and calculate your annual savings with FSA Calculator.
Your FSA Program Highlights
DCAA Employer Contribution
As a result of collective bargaining agreements between the State and the public employee unions, many employees are eligible for an employer contribution from New York State to help you pay for dependent care expenses. In order to receive this contribution, you need to enroll in the DCAA employer contribution.
HCSA Is Fully Funded Up-Front
Day one of the plan year (January 1) you will have your entire contribution amount available to use—no need to wait for payroll deductions to add up!
Carryover & Grace Period
HCSA Carryover: Don’t lose your unused contribution! The HCSA is a use-it-or-lose-it benefit over the IRS carryover limit. The IRS allows you to carryover up to $680 from 2026 into 2027.
DCAA and Adoption Grace Period: Have leftover Dependent Care or Adoption FSA funds? You’ve got until March 15, 2027, to spend them on new expenses—and until March 31, 2027, to submit your 2026 claims.
Resources
Enrollment Materials
Program Worksheets
Contact Us
FSA Hotline: 800-358-7202
Monday through Friday 8 a.m. to 8 p.m.
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